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Wow would you look at that, still none of them cover what SMS is >:( Almost like it’s not a second factor, and fuck every corporation that tries to claim that it is
SMS is something you have, IE access to your phone. Doesn’t mean it’s the best option, SMS is notorious for being insecure
The 10,000 support staff with dubious social engineering training at your service provider are not “something you have”. Case in point literally a few weeks ago https://arstechnica.com/tech-policy/2023/12/verizon-fell-for-fake-search-warrant-gave-victims-phone-data-to-stalker/
They forgot something old, something borrowed and something blue.
