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Joined 2 years ago
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Cake day: June 10th, 2023

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  • I can’t tell if you’re being sarcastic or not but I worked with someone who watched LTT religiously and seemed to get most of his training from LTT. I spent a lot of time figuring out what he did or didn’t do, writing the documentation he didn’t write them fixing what he built incorrectly. LTT tries their best but their background is purely in gaming computers and it really shows, especially with the repeated IT failures that really shouldn’t be happening in an organization of their size



  • Based on my recent meeting with someone from the retirement planning arm of my bank, high interest savings is ideal for an emergency fund. If you’re keeping 10-20k sitting around it’s just going to keep losing value in any traditional savings account. But having the rest in an IRA or RothIRA (US-specific tax advantaged retirement accounts. Basically one is taxed as money enters the other is taxed as money exits, and there’s limitations to try to prevent abuse by the ultra-rich) can lead to significantly higher interest. He ran a report of “if we took your 401ks that we’re rolling together and they just lived in this account over the last 30 years of markets here’s what you’d have” and the answer was actually a lot more favorable than I expected.




  • I’m so glad we got our offer accepted before the market went bananas. The sellers were a retired couple offloading their rental properties and when accepting the offer asked to delay the actual sale for a few months so that it would occur in the next calendar year. In that time frame interest rates continued to fall and the housing market rapidly heated up so we got our house at a lower rate and lower price than we should have. It also doubled in value over the following 3 years thanks to the hyperinflation and overheated housing market of 2021-22