I’ll go first…after 10 years of speculating in the market (read: gambling in high risk assets) I realized I shouldn’t ever touch a brokerage account in my lifetime. A monkey would have made better choices than I did. Greed has altered the course of life many times over. I am at an age where I may recover from my actions over the decades, but it has taken its toll. I am frugal and have a good head on me, but having such impulsivity in financial instruments was not how I envisioned my adulthood. Its a bitter pill to swallow, since money is livelihood of my family, but I need to “invest” all I have into relationships, meaningful moments, and fulfilling hobbies.
as someone who went through this exact situation, I decided to just say “fuck it” and kinda threw myself out into the universe, with the understanding that if I failed the landing I was probably just going to die. I was homeless for a little bit, and the first job I had was a lot shittier than anything I’d worked before, but it is possible. The biggest issue I’d say is the lack of education; however, my partner at the time only had a high school diploma and was able to leverage his service industry experience to quickly find work.
Yes, at a certain point you have to pull the trigger. I’ve found that my fear of possible problems has been far greater than reality and I was always able to find a way around them and progress. Blind faith in yourself, even if you have to pretend, really helps. lol