It starts with understanding what you’re spending money on. You can’t control what you don’t measure. Get some idea of what you are buying, be aware of the cost of things.
Even if you don’t set down a full budget, you want to be able to go to the grocery store, say ‘x dollars is all I need to spend’ and then come out having spent less than that. If you don’t know how much you spend on an average shop, that won’t ever happen.
Second to this is any purchase that is a ‘want’ above ‘y’ dollarydos, sleep on it. Steam sale? Put what you want in your cart. Is it more than twenty bucks? Ok, no problem, I’ll buy it tomorrow. Half the time you wake up and forget you ever wanted it. Sweet, money saved. Nice pair of shoes at the shop? Cool, I’ll come back tomorrow and try them on. Gives you a chance to find it elsewhere, cheaper.
It starts with understanding what you’re spending money on. You can’t control what you don’t measure. Get some idea of what you are buying, be aware of the cost of things.
Even if you don’t set down a full budget, you want to be able to go to the grocery store, say ‘x dollars is all I need to spend’ and then come out having spent less than that. If you don’t know how much you spend on an average shop, that won’t ever happen.
Second to this is any purchase that is a ‘want’ above ‘y’ dollarydos, sleep on it. Steam sale? Put what you want in your cart. Is it more than twenty bucks? Ok, no problem, I’ll buy it tomorrow. Half the time you wake up and forget you ever wanted it. Sweet, money saved. Nice pair of shoes at the shop? Cool, I’ll come back tomorrow and try them on. Gives you a chance to find it elsewhere, cheaper.