• Steve@startrek.website
    11·
    2 months ago

    Depends on your risk tolerance.

    A 4% savings account is “safe” but might not keep up with inflation.

    An index fund might be “good”, but the value can go down.

      • workerONE@lemmy.world
        22·
        2 months ago

        The average inflation rate for the last 20 years is under 3%

        Edit: why are people downvoting me, refute my statement with a source instead of downvoting because you wish inflation was higher