The word transphobic has the meaning that it is globally transphobic, and as such, it needs a consensus. An individual may not say “it hurts me” and as such the word automatically become globally transphobic.
If a black person says the term “black person” is racist and feels offended by it, it doesn’t mean they right about the term being racist. It just means that they were offended by it.
Appart from that, being offended by something doesn’t mean that thing is Xphobic. This terminology specifically means the fear of, or the hate/rejection of…, at least in the commonly used meaning.
Giving an opinion or inaccurate facts is not Xphobic if the intent was not there.
A perfect example is how the nword can, depending on the context, be considered as a racial slur or not. This is proved by the fact everyday usage and the legal decisions in some countries, including mine.
An example in my country, France, would be the word “pd” / “pédé” which literally means “faggot” in its usual meaning, and is homophobic due to that, but usage and context made it “not homophobic” in specific cases where the pejorative discriminatory intent was not meant, just like the nword.
Now, it’s up to you to decide if you accept the non-phobic usage of these words, but it’s subjective. I personally think using such words in any context is bad but that’s just my opinion, and rules should be clear and not subject to interpretation.
All of this to say that saying someone is transphobic just because they started a debate and doesn’t agree with you is a shitty and manipulating way of ending a debate by discrediting your opponent
I think I made it clear enough that I had no intent of being transphobic. Whether or not those informations were true remains subject to analysis, but one cannot say with certainty that I am transphobic based on this. I can personally assure you I’m not. A respectful debate not based on hate can’t be dismissed as “hate speech” (transphobia).